Hard Money Loans in DC for Real Estate Investors

Fastest flip funding In 
DC

Close in 24 Hours

No Appraisal Required

Loans from $150k-$5MM

Fund Your DC Deal Today

Right ICon

Fast Response.  No Obligation. No Nonsense.

24 Hour Closing
Direct Lender
No Appraisal
All Property Types
Top-Rated
24 Hour Closing
Direct Lender
No Appraisal
All Property Types
Top-Rated
Stop losing deals Because of "Big name' lender delays

why Dc investors love hard money henry

Close in 24 hours

DC is one of the most competitive markets in the country. If you can’t move quickly, you’re out. I streamline the process so you can act fast and close when opportunities appear.

24 Hour Closing:  If title is clear, and the numbers make sense, the money is ready.

No Appraisal Required: I know real estate.  I trust my own eyes and your exit plan more than an appraisal report.

Direct Funding:  You aren't waiting on a "funding department" or "committee" to review.  When we say go, it's a go.

Flexible underwriting

DC deals can be complex, but I don’t overcomplicate them. I focus on the fundamentals and structure financing that fits the deal, not a rigid guideline.

No Rigid Guidelines:  I don't have guidelines, I have rules-of-thumb.  I don't turn down deals because of arbitrary rules.  I find a way around it.

No Corporate Hurdles: I don't need a committee to review a deal.  I am the committee.

Creative Deal Structuring: I look at the whole picture, not boxes. I work with my borrowers to find a deal that works for everyone so you can actually close.

reliability is everything

You need certainty in DC and reliability is our cornerstone funding principle. If we say we are doing the deal, you can count on the money to be there.

No Last Minute Changes:  I don't change terms at the last minute. The deal we approve on Day 1 is the deal we fund on Day 2

Unshakable Liquidity: I don't have to wait for a warehouse line or Wall Street fund wire. My cash is ready when you are.

Clear Conditions:  I give you clearly worded, easy to understand conditions.  No moving goalposts.  No last minute docs.

get funded Today

Right ICon

Fast Response.  No Obligation. No Nonsense.

Simple, Straightforward, close in 24 hours

how funding works in dc

Our application process is simplified specifically for DC investors. With Hard Money Henry, a trusted Washington,DC hard money lender, you can compete with cash offers and close in 24 hours!

Submit

Share property basics and your exit plan.

Takes less than a minute

Asset-Based Review

Strategy & Exit Basics

Review

We review numbers, risk, and structure terms that make sense.

Deal Structuring

Direct to Decision Maker

Common Sense Underwriting

Close

Clear terms. Fast Docs. Reliable Execution

24 Hour Funding

Clear, Final Conditions

Reliable Closing

get funded Today

Right ICon

Fast Response.  No Obligation. No Nonsense.

where we lend

Our DC Markets

I lend in competitive, established markets across Washington DC, but my funding isn’t limited to specific neighborhoods. I fund deals throughout the entire district- from Capitol Hill and Dupont Circle to emerging areas like Anacostia, Brookland, and beyond.

Columbia Heights
Capitol Hill
Petworth
Logan Circle
Adams Morgan
Dupont Circle
Georgetown
Anacostia
Foggy Bottom
NoMa
Brookland
Shaw

Our Other states

Real estate investors need a private lender who can grow with their business.  Whether you are only investing in one state, or actively investing in many, Hard Money Henry can support your growth with funding 24-Hour closings on the East Coast!

get terms on your deal

Right ICon

Fast Response.  No Obligation. No Nonsense.

Loans We offer

Loan Programs for DC Real Estate Investors

proof our loans work

recently funded dc deals

Multi-Family Property in Washington, dc
Fix and Flip
$

1148525

Washington

DC

Multi-Family

Commercial Property in Washington, dc
Fix and Flip
$

765024

Washington

DC

Commercial

Single Family Property in Washington, dc
Fix and Flip
$

533000

Washington

DC

Single Family

Single Family Property in Washington, dc
Fix and Flip
$

737013

Washington

DC

Single Family

See More Loans

Frequently Asked Questions

If you have another question, you can email me at henry@hardmoneyhenry.com

how fast can you close in DC?

We can close qualified loans in as little as 24 hours, provided title is clear, loan conditions are met, and insurance is bound. While some factors like title and insurance are outside our control, we can issue commitment letters quickly so you’re prepared to close as soon as everything is ready.

Are you a direct lender in dc?

We are a direct private lender, not a broker. This means we have full control over our loans and can make fast, flexible decisions without being tied to institutional guidelines.

Can new investors qualify for funding?

Yes! We support new and experienced investors alike. While experience helps, it’s not required. We consider the full story behind your deal, including property details, renovation plans, credit, assets, and income.

Do you need appraisals on dc properties?

No. For most fix-and-flip, new construction, and bridge loans, we rely on our own market knowledge and comps instead of third-party appraisals, which speeds up funding. In unique cases or certain commercial deals, we may require an appraisal.

What do you mean by “common-sense underwriting”?

Common-sense underwriting at Hard Money Henry means evaluating your loan application based on the overall strength of your deal rather than rigid checklists or strict credit score requirements. We focus on key factors like the property's value, your renovation plans, borrower experience, and a clear exit strategy.

This flexible approach allows us to make fast, practical lending decisions tailored to your unique investment, helping you close deals quickly without unnecessary hurdles.

what types of DC Properties do you lend on?

I lend on all property types including:

  • Single Family
  • Multi-Family
  • Mixed-Use
  • Commercial

I practice common-sense underwriting when it comes to the property types I lend on.  If you have a good deal, message me today for funding!

Contact me

fast response because deals don't wait

Have a question?  Send me a message!
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