Private Money Lending

Fast Capital. Common Sense Underwriting. Real Closings.

Fast, flexible lending using common-sense underwriting — built for fix & flip, BRRRR, rental, and commercial investors.

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24 Hour Closing
Direct Lender
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No Appraisal
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All Property Types
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Top-Rated
24 Hour Closing
Direct Lender
Checkbox on clipboard icon
No Appraisal
Key Icon
All Property Types
Star Medal Icon
Top-Rated
process

How Funding Your Deal Works

Getting private capital shouldn't be harder than the renovation itself. Our streamlined process gets you from application to clear-to-close in days, not weeks

1. Submit Your Deal

Share property basics and your exit strategy. Takes under 60 seconds.

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2. Funding Strategy Call

Together, we review the numbers, assess risk, and structure terms that make sense.

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3. Close Your Deal

Clear conditions. Fast docs. 
Funds wired at closing.

programs

Loans For Every Real Estate Investor

Flexible capital solutions for every stage of your investment strategy.

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Fix & Flip / Renovation Loans

Purchase + rehab funding in one loan

Draws released fast to keep projects moving

Designed for active flippers and BRRRR investors

Perfect for:
Fix & Flip and BRRRR strategies
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Acquisition & Bridge Loans

Fast capital for purchases and short-term holds

Simplified underwriting for quick closings

Flexible exit strategies supported

Perfect for:
Acquisitions, repositioning, and transitional properties
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RENTAL PROPERTY LOANS

Cash-flow focused purchase and refinance options

Built to scale rental portfolios

Long-term hold friendly structures

Perfect for:
Buy-and-hold investors building rental portfolios
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GROUND-UP CONSTRUCTION LOANS

Funding from land purchase through completion

Builder-friendly draw process

Structured for development timelines

Perfect for:
Developers and build-to-rent projects
closed

Recently Funded

Real transactions. Real capital deployed

Three-story blue house in New Hope, Pennsylvania with stone accents, multiple balconies, and surrounded by trees under a clear blue sky.
Fix and Flip

$1,273,960

Fix & Flip

New Hope, PA

Closed in 5 days

Lopsided Rehab

Two-story teal Florida Key's house surrounded by palm trees and tropical plants.
Bridge

$603,750

Bridge refinance

Summerland Key, FL

Cash-out refinance

No Appraisal

Large white two-story house in Newtown Square, Pennsylvania with black shutters, dormer windows, surrounded by leafless trees and a lawn with dry grass.
New Construction

$1,056,625

fix & FLip / New construction

Newtown Square, PA

Closed in 7 days

Teardown and Rebuild

Exterior of brick home in Columbia, South Carolina that I recently funded.
BRRRR

$224,000

Refi & Rehab

Columbia, SC

No Appraisal

Payments deferred

Single-story brick house in North Carolina with black shutters, front steps, covered carport, and green lawn with trees casting shadows.
Fix & Flip

$122,000

Fix & Flip

Goldsboro, NC

Closed in 24 Hours

Rescue Loan

Frequently Asked Questions

If you have another question, you can email me at henry@hardmoneyhenry.com

How fast can you close?

I can close qualified fix and flip, bridge, and construction loans as fast as 24 hours.

Rental property loans can be closed as quickly as 2 weeks.

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Do you require an appraisal?

The only loans I must have an appraisal are long-term rental property loans.

For renovation, bridge, and new construction loans, I try to avoid appraisals or third-party valuations unless it offers a

Occasionally, a valuation may be needed for:

  • Commercial Properties
  • Unique Residential Properties
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