Fix & FlipHow To Fund Your First Fix & Flip In 2026
Everything a first-time flipper needs to know about hard money — from ARV and points to draw schedules and closing in 24 hours.
Henry
Founder & Lead Underwriter
The Hard Money Henry Blog
Straight-talk guides on funding deals, underwriting like a pro, and building a real estate portfolio. No fluff. No bullshit.
Fix & FlipEverything a first-time flipper needs to know about hard money — from ARV and points to draw schedules and closing in 24 hours.
Henry
Founder & Lead Underwriter
Hard MoneyA hard money loan is a short-term, asset-backed loan secured by real estate. Unlike traditional bank loans, hard money is funded by private investors or specialized lending companies
FinancingA 45-day bank close can cost you the deal. Here is when paying a few points for speed and certainty is the smartest money you will spend.
RentalsBuy, Rehab, Rent, Refinance, Repeat only works if the numbers survive the refinance. Avoid these five traps that trap your capital.
UnderwritingAfter Repair Value drives how much a hard money lender will give you. Here is how to calculate it like an underwriter and defend it with comps.
StrategyNeed to close now and sort out permanent financing later? A bridge loan buys you time and leverage. Here is how to use one wisely.