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Rehab Budget Calculator

Build a line-item renovation budget with a running total and a contingency buffer, then see your cost per square foot at a glance.

Renovation line items

A buffer for surprises, as a % of line-item total.

Optional — to compute cost per square foot.

Results

Line-Item Total
$34,000
Contingency
$3,400
Total Rehab Budget
$37,400
Cost per Sqft
$0

Estimates only — not a commitment to lend. Your numbers stay in your browser until you save.

Rehab Budget Calculator FAQs

A 10–15% contingency on your line-item total is a healthy buffer for surprises like hidden water damage, code upgrades, or price changes. Older properties and heavier rehabs justify the higher end.

It varies widely by market and scope — a cosmetic refresh may run $15–$40/sqft while a full gut can exceed $100/sqft. Use your own line items here; the tool derives cost per square foot from your numbers, not an assumption.

Yes. On fix and flip and construction loans, the lender often funds a portion of the rehab in draws. A clear, itemized budget speeds approval and draw releases — exactly the kind of detail Henry likes to see.

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