All property types
Mixed Use
Mixed-use buildings — retail or office on the ground floor, apartments above — are exactly the kind of deal a bank overcomplicates and I fund fast. I understand how these buildings underwrite, from the commercial rent to the residential upside, so you can acquire, renovate, or refinance without waiting on a committee.
- Up to 75%
- LTV
- 24 hrs
- Close In
- 6–24 mo
- Terms
Why It Works
- Financing for buildings banks find too complicated
- Commercial and residential income considered together
- Acquisition, rehab, and refinance options
Common Deals
- Retail-over-residential buildings
- Office-over-apartment buildings
- Live/work units
- Storefront with units above
Best For
- Investors buying storefront-with-units buildings
- Operators repositioning mixed-use properties
- Owners refinancing out of a bank that stalled
Mixed Use Financing FAQs
- Why is mixed-use hard to finance at a bank?
- Banks struggle to fit a building with both commercial and residential income into one box. I underwrite the whole asset on common sense, so these deals actually get funded — fast.
- Can you fund the renovation of a mixed-use building?
- Yes. Bridge and fix & flip financing can cover the acquisition and the renovation, with draws released as the work is completed.
Have A Mixed Use Deal?
Tell me about your project and get a same-day answer. No application fee, no obligation, no nonsense.