Mixed Use
Mixed-use buildings — retail or office on the ground floor, apartments above — are exactly the kind of deal a bank overcomplicates and I fund fast. I understand how these buildings underwrite, from the commercial rent to the residential upside, so you can acquire, renovate, or refinance without waiting on a committee.
- Up to 75%
- LTV
- 24 hrs
- Close In
- 6–24 mo
- Terms
Why It Works
- Financing for buildings banks find too complicated
- Commercial and residential income considered together
- Acquisition, rehab, and refinance options
Common Deals
- Retail-over-residential buildings
- Office-over-apartment buildings
- Live/work units
- Storefront with units above
Best For
- Investors buying storefront-with-units buildings
- Operators repositioning mixed-use properties
- Owners refinancing out of a bank that stalled
Funded Mixed Use Deals
Real mixed use closings — the same speed and asset-based terms are waiting for your next one.
- Fix & Flip
$547,450
Orange, NJ
Mixed-Use
- Bridge
$286,000
Swedesboro, NJ
Mixed-Use
- Fix & Flip
$260,000
Baltimore, MD
Mixed-Use
Mixed Use Financing FAQs
Banks struggle to fit a building with both commercial and residential income into one box. I underwrite the whole asset on common sense, so these deals actually get funded — fast.
Yes. Bridge and fix & flip financing can cover the acquisition and the renovation, with draws released as the work is completed.
Keep Exploring
Match this property type with the right loan program, or see where we lend.
Loan Programs
Other Property Types
Have A Mixed Use Deal?
Tell me about your project and get a same-day answer. No application fee, no obligation, no nonsense.