Fix & Flip Loans. Purchase And Rehab In One Shot.

Yes. If the deal makes sense, I will fund it. Instead of requiring verified successful projects to qualify, I look at the 4 C's of credit to make a lending decision. Everyone needs to get started somewhere, and I'm proud to be a resource to real estate investors.

Rehab funds are held and released in draws as work is completed and inspected.

Typically you fund a portion of the purchase price (up to 90% financed) plus closing costs. 100% of the approved rehab budget is financed through draws. Exact figures depend on the deal and the ARV.

ARV is the After-Repair Value — what the property is worth once renovations are complete. Fix and flip loans are sized against the ARV because that is the number that determines your profit and my collateral.

In as little as 24 hours once we have terms agreed and title is clear. Because there is no loan committee, speed comes down to how quickly documents and title come together.

No prepayment penalty on fix and flip loans. When your project sells, you pay off the loan without penalty. The easiest way to save money on carry costs is to exit your fix and flip loan quickly.

I have no minimum credit score for my fix and flip loans. Instead of relying on a credit box to qualify, I look at the 4 C's of credit (Character, Capacity, Capital, and Collateral) to make a lending decision. If I can feel confident that my money will be returned on time and on schedule, we can make a deal work.