Built By An Investor. For Investors.
Hard Money Henry was founded by Henry Tabeling on one simple idea: real estate investors deserve a lender who moves as fast as their deals and talks straight the whole way through.

Henry Tabeling
Founder & Principal Lender
- 15+
- Years In Real Estate
- 500+
- Deals Funded
- $250M+
- Capital Deployed
- 11
- States Served
From Flipping Houses To Funding Them
Henry Tabeling started out like most of our borrowers — buying, renovating, and reselling properties one deal at a time. He learned the business the hard way: chasing bank approvals, watching great deals slip away while lenders sat on paperwork, and getting burned by fine print he was never shown up front.
After more than a decade and hundreds of his own transactions, Henry saw the same problem everywhere he looked. Serious investors with real equity and real experience were being treated like they needed a mortgage on their first home. So he built the lender he always wished he had.
Today, Hard Money Henry is a direct private lender that has deployed hundreds of millions in capital across the East Coast. Because Henry has stood in your shoes, the underwriting is built around how deals actually work — the equity, the exit, and the plan — not a stack of W-2s.
- Active real estate investor since 2010 — flips, rentals, and ground-up construction
- Personally underwritten and funded 500+ investor loans across the East Coast
- Direct private lender — we control our capital, so we control the timeline
- Asset-based underwriting built for investors, not W-2 borrowers
- Transparent, investor-first terms with no junk fees
How We Do Business
Speed Over Bureaucracy
Deals die in underwriting queues. We give real answers same-day and close in as little as 24 hours because we underwrite the asset, not your tax returns.
Straight Talk, Every Time
No teaser rates, no bait-and-switch, no fine print surprises. You get the real terms up front — the way we would want them if the roles were reversed.
Skin In The Game
Henry is an active investor who has been on both sides of the closing table. We fund deals we would do ourselves, and we treat your capital stack like our own.
A Lender Who Has Actually Done The Deals
Anyone can quote a rate. Very few lenders can tell you what it feels like to hold a hard money note on a gut rehab that ran three weeks over schedule — because they have carried that risk themselves. Henry has. That experience is exactly why our terms are structured to help you win, not to trap you.
500+ deals
Proven Track Record
No middlemen
Direct Capital
No junk fees
Investor-First Terms
Work With A Lender Who Gets It
Tell Henry about your deal and get a straight, same-day answer. No application fee, no obligation, no nonsense.
