Built By An Investor. For Investors.
Hard Money Henry was founded by Henry Tabeling on one simple idea: real estate investors deserve a lender who moves as fast as their deals and talks straight the whole way through.

Henry Tabeling
Founder & Principal Lender
- 10+
- Years In Real Estate
- 500+
- Deals Funded
- $250M+
- Capital Deployed
- 11
- States Served
From Flipping Houses To Funding Them
I started out exactly where you are today. I was buying, renovating, and reselling properties one deal at a time. I learned this business the hard way. I spent years chasing bank approvals, watching great deals slip away while lenders sat on paperwork, and getting burned by fine print that nobody told me about upfront. After ten years and hundreds of my own transactions, I saw the exact same problem everywhere I looked. Experienced investors with real equity were being treated like they were applying for a mortgage on their very first home. I got tired of the corporate bureaucracy, so I built the lending company I always wished I had on my side. Today, we are a direct private lender. We have deployed hundreds of millions in capital to help investors close deals across the East Coast. Because I have stood in your shoes, we built our underwriting around how deals actually work in the real world. We look at your equity, your exit strategy, and your project plan, not a stack of W-2 tax forms.
- Active real estate investor since 2010 — flips, rentals, and ground-up construction
- Personally underwritten and funded 500+ investor loans across the East Coast
- Direct private lender — we control our capital, so we control the timeline
- Asset-based underwriting built for investors, not W-2 borrowers
- Transparent, investor-first terms with no junk fees
How We Do Business
Speed Over Bureaucracy
Deals die in underwriting queues. We give real answers same-day and close in as little as 24 hours because we underwrite the asset, not your tax returns.
Straight Talk, Every Time
No teaser rates, no bait-and-switch, no fine print surprises. You get the real terms up front — the way we would want them if the roles were reversed.
Skin In The Game
Henry is an active investor who has been on both sides of the closing table. We fund deals we would do ourselves, and we treat your capital stack like our own.
A Lender Who Has Actually Done The Deals
Anyone can quote you a rate. But very few lenders actually know what it feels like to carry a high-interest note on a gut rehab that is already three weeks behind schedule. I do, because I have carried that exact risk on my own projects. That experience is the only reason my terms are structured to help you cross the finish line instead of trying to trap you.
500+ deals
Proven Track Record
No middlemen
Direct Capital
No junk fees
Investor-First Terms
Work With A Lender Who Gets It
Tell Henry about your deal and get a straight, same day answer. No application fee, no obligation, no nonsense.
