Cash-on-Cash Return Calculator
Measure the annual return on the actual cash you put into a deal — down payment, rehab, and closing costs — not the total purchase price.
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Estimates only — not a commitment to lend. Your numbers stay in your browser until you save.
Cash-on-Cash Return Calculator FAQs
Cash-on-cash return is your annual pre-tax cash flow divided by the total cash you invested. It answers a simple question: for every dollar of my own money in this deal, how much comes back each year?
Many rental investors target 8–12% or higher, but a good number depends on your market, risk tolerance, and strategy. Appreciation-focused deals may accept lower cash-on-cash; cash-flow-focused deals demand more.
Cash-on-cash looks only at cash flow versus cash invested in a single year. Total ROI also includes principal paydown, appreciation, and tax benefits over the whole hold. Cash-on-cash is the cleanest early gut-check on a rental.
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