Bridge Financing: The Complete Guide
How investors use short-term bridge loans to close now and sort out permanent financing or an exit later.
A bridge loan is short-term capital that spans the gap between where you are now and your permanent financing or exit. It is fast, interest-only, and flexible — ideal for time-sensitive acquisitions.
This guide covers when a bridge makes sense, typical terms, and how to plan a clean exit before you borrow.
When a Bridge Loan Wins
- Closing on a new property before your current one sells.
- Buying a stabilized asset while you arrange long-term debt.
- Auction purchases where fast, certain funds are mandatory.
“A bridge is meant to be crossed, not lived on. Know which side you are walking to before you step out.”
— Henry
Loan Programs
Programs Covered In This Guide
Frequently Asked Questions
- How long is a bridge loan term?
- Bridge loans are short by design — typically 6 to 24 months — with interest-only payments and no prepayment penalty so you can exit as soon as your plan is complete.
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