Stop Wasting Time on "No"
Build your "Digital Vault"
Avoid Lender Letdown

I'm Henry Tabeling, but most people in the industry just know me as Hard Money Henry. I don't hide behind rate sheets, guidelines, corporate jargon, or fancy titles. I'm just a real hard money lender who eats, breathes, and sleeps investment real estate.
With 250+ loans closed and funded, I've built my reputation on one thing: I actually close. I operate this website for two purposes.
First, to generate business. My loans are my lifeblood so if you find this content useful and want a no-nonsense lender to work with, I'm always looking for new borrowers and good deals to lend on.
Second is to share insights and resources, without paywalls or gated content, so investors can make better decisions and more money.
Oh, and before I forget... I don't own a gold chain, in the words of "Jake from State Farm", I wear, "uhh, khakis", and the hat only exists for marketing purposes.
Share property basics and your exit plan.
Takes less than a minute
Asset-Based Review
Strategy & Exit Basics
We review numbers, risk, and structure terms that make sense.
Deal Structuring
Direct to Decision Maker
Common Sense Underwriting
Clear terms. Fast Docs. Reliable Execution
24 Hour Funding
Clear, Final Conditions
Reliable Closing
get funded Today
Fast Response. No Obligation. No Nonsense.
Stop letting traditional banks slow your hustle. We fund deals across the East Coast with asset-based underwriting and common-sense terms. If the equity is there, the capital is here. Choose your region below and see why Henry is the preferred capital partner for the most active investors from New York to Florida.
get terms on your deal
Fast Response. No Obligation. No Nonsense.
Financing for both acquisition and construction
When the deal is real, we move
Keep your project moving without cash-flow delays
Long-term financing for rental properties
DSCR qualification based on property cash flow
Built for long-term investors
Finance land and construction in one loan
Draw structure based on project milestones
No Ground-up experience required
Fast capital for time-sensitive deals
Flexible structures based on the situation
Designed for transitional assets
Apply For Funding Today

Single Family

Multi-Family

Single Family

Single Family
If you have another question, you can email me at henry@hardmoneyhenry.com
I can close qualified fix and flip, bridge, and construction loans as fast as 24 hours. If you need a 24 hour close, the best thing to do is contact me directly at henry@hardmoneyhenry.com or complete the quick app at the top of this page.
Rental property loans can be closed as quickly as 2 weeks.
We are a direct private lender, which means decisions are made in-house by the same team funding the deal. There’s no middleman, no loan committee delays, and no waiting weeks for approvals. This allows us to structure deals faster and more flexibly than traditional lenders.
Yes. Many of our borrowers are experienced investors, but new investors are welcome if the deal is strong and the plan is clear. We look at the opportunity and the strategy, not just a credit score or a formula.
Our claim to fame is no appraisal. Because we are direct lenders, we can confidently value many properties without an appraisal and don't have guidelines to answer to. We evaluate the property, the numbers, and the opportunity using a practical underwriting approach so you can move quickly when a deal makes sense.
Instead of rigid checklists and automated approvals, we evaluate the entire deal including the property, your experience, the renovation plan, and the exit strategy. If the deal makes sense, we work with you to structure terms that help you win the project and complete it successfully.
I can close qualified fix and flip, bridge, and construction loans as fast as 24 hours. If you need a 24 hour close, the best thing to do is contact me directly at henry@hardmoneyhenry.com or complete the quick app at the top of this page.
Rental property loans can be closed as quickly as 2 weeks.