Baltimore · MD
Fastest Hard Money Loans in Baltimore
Truly private lender for Baltimore investors
Same-day answers. No application fee.
Funding Baltimore Investors
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Baltimore Market Snapshot
Baltimore remains one of the strongest cash-flow markets on the East Coast, with entry prices well below the national median and a deep inventory of rowhomes ripe for rehab.
Renovated ARVs in the stronger neighborhoods continue to climb as owner-occupant demand outpaces move-in-ready supply, rewarding investors who can execute a clean flip or a BRRRR.
- $185K
- Median Price
- +38%
- Avg ARV Lift
- +6%
- Permits (YoY)
- 21
- Days on Market
Active Neighborhoods
- Canton
- Federal Hill
- Hampden
- Patterson Park
- Pigtown
- Highlandtown
Active ZIP Codes
- 21224
- 21230
- 21211
- 21231
- 21223
Why Baltimore Investors Choose Hard Money Henry
We Know Baltimore Rowhomes
Party walls, formstone, knob-and-tube, and city permit quirks do not scare us. We underwrite the deal, not the zip code.
Close in Days, Not Weeks
Local investors win with speed. We fund clean deals fast so you can beat cash buyers at the courthouse and on-market.
Real Private Capital
We lend our own money. No broker chain, no last-minute repricing, no table-funding surprises at closing.
Baltimore Loan Terms
| Metric | Terms |
|---|---|
| Rates From | 9.99% |
| Max LTV | 90% of purchase |
| Max ARV | 70% |
| Loan Term | 6-18 months |
| Min Loan | $75K |
| Closing | As fast as 5 days |
Indicative terms for Baltimore investment property. Every deal is priced on its own merits.
Baltimore Investors On The Record
Henry funded my Canton flip in six days when my bank was still asking for tax returns. Sold it 90 days later at a 40% lift.
I have done four BRRRR deals in Highlandtown with HMH. Straight terms, fast draws, and they actually pick up the phone.
Baltimore Lending FAQs
- Baltimore FAQ 1
- Baltimore Answer 1
Recommended Baltimore Vendors
Local pros our borrowers use to close and rehab faster. Independent businesses — mention Hard Money Henry when you reach out.
- General Contractor
Charm City Renovations
Full-gut rowhome rehabs across Southeast Baltimore.
- Title Company
Patapsco Title & Escrow
Investor-friendly closings with fast title work.
- Inspector
Harbor Home Inspections
Same-week inspections and scope-of-work reports.
Where We Lend Around Baltimore
Counties Served
- Baltimore City
- Baltimore County
- Anne Arundel
- Howard
- Harford
Neighborhoods Served
- Canton
- Federal Hill
- Hampden
- Fells Point
- Patterson Park
- Brewers Hill
We lend on investment property across Baltimore City and the surrounding metro. Hard Money Henry does not operate a branch office in Baltimore — we fund deals remotely and fast.
Have A Baltimore Deal On The Table?
Send us the address and your numbers. You will get a straight answer the same day — no application fee, no obligation.
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